Things About Me That Bother Other People

Let’s face it, no one’s perfect, right? Fact is, you’re never gonna please everyone. You can be the nicest person, the best at your job, be a style icon and make the best cakes in the world, but there’s always going to be one person who doesn’t agree with something that you do.

Its ok to have different opinions – they’re opinions for a reason – and chances are you’re not gonna lose friends over liking or disliking something small, but you might be met with a few ‘what?!’s and ‘I can’t believe it’s. I’m no stranger to these reactions to certain things, and these are the ones I get the most ‘backlash’ from:

I don’t drink tea or coffee

Simply because I don’t actually like them. Coffee is something that most people don’t really seem to care about, but being British and not liking tea seems to be some kind of treason for some..

I haven’t seen that movie

There are a whole lot of movies I’ve never seen. I mean, no one’s seen every movie to have ever existed, but often when it comes to films that most consider to be ‘classics’, I haven’t the foggiest. To name a few, there’s Pulp Fiction, Slumdog Millionaire, any of the Bourne or Rocky movies and most films based on Nicholas Sparks novels..

I can’t do anything above lemon and herb at Nandos

I have such a low tolerance for spicy food and for some reason this really ticks people off. I’m a straight up lemon and herb or mango and lime, and when it comes to curry I won’t stray from a tikka masala or a korma, and even then I’ll probably drink a bucket of water.

I’m not really a drinker

I’m not tee-total, but I hardly drink anymore. When I do, I’m a total lightweight and I’m not even kidding when I say I feel the effects of one Koppaberg quite quickly, and to be honest that’s part of the reason that I do say no to that first drink. I’m totally ok with not drinking, but when I’m out with others there always seems to be at least one person that isn’t happy about it.

I can’t stand reality TV

With the exception of this year’s Love Island, I can’t cope with reality shows. Big Brother, I’m a Celebrity, even X-Factor, they all just drive me insane and the rest of the world’s evenings seem to revolve around them.

I’m not big on Halloween

While I like to carve a pumpkin, that’s pretty much the only thing about Halloween that I enjoy. I’m not a huge fan of Halloween films, I don’t much like spooky stuff and I definitely am not the sort of person who wishes away summer waiting for it.

I like the TV volume on 17

I do not feel the pressure of the whole ‘tv volume ending with a 0 or 5’ thing. On our tv at home, 17 is the perfect volume for daytime telly watching, or if its something that needs a little bit more then its 23-24. Soz.

Do any of these bother you at all?

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A Bloody Shame

Normally I would start a post like this apologising for the content. I’m not going to do that today because this is something that I don’t think I should be sorry for talking about. PS I will apologise for the awful pun of a title.

Two hours into my shift on Saturday, I realised that despite being fully prepared given the situation, I had bled through my pants and my trousers. I realised this while I was stood at the desk of one of my team leaders asking for advice on a situation with a customer, and I was mortified. I quickly adjusted how I was stood, rushed the conversation and dashed to the toilets, where I promptly burst into tears in a cubicle.

Two minutes of hormone and embarrassment fuelled sobbing later, I pulled myself together enough to attempt to think clearly. Despite all the team leaders in being women, which is a wonderfully rare occurrence, I couldn’t bring myself to tell anyone what had happened. I wanted to go home, but there was no way I was going to admit the reason for needing to leave, so instead I cleaned myself up as best I could, and thanked my lucky stars that I was wearing loose trousers with a fairly jazzy pattern so the patch of red on my crotch wasn’t visible unless someone was paying close attention to it. I wrapped my big cardigan around myself and went on with the rest of my day.

As the day went on, and with every time I had to leave my desk for whatever reason, only to be very careful of how my cardigan was hanging and if I was walking quick enough that no one would be able to focus on me long enough to potentially spot my red spot, I couldn’t help feeling ashamed on more than one level.

Why could I not just admit to someone at work what was going on? I could have gone home, changed and been back within 15 minutes, but the fear of having someone that I work with know about my little ‘accident’ meant I sat and spent my day on edge. But on the other side I couldn’t stop thinking: why should I be ashamed?

Periods are a natural and normal part of life for women, yet for as long as I can remember, I’ve been made to feel embarrassed by them. It was embarrassing learning about them at school, and embarrassing when you had to miss swimming because of them, or when you had to ask around to see if anyone had a spare pad or tampon when you got caught out.

And don’t get me wrong, I’m not really ever embarrassed to be on my period. I’ll tell my friends if I’m having really bad cramps, and have no issue asking for supplies from people in the office these days, but that’s not what this is about. Its not to do with how we see our own periods, but how other people do. While no one at work seemed to notice my stain today, I would have almost liked to see how different people reacted. Would I be met with pity and support, or would there be whispers when I walk away? I shouldn’t have to question this. I was too ashamed to share my problem with someone else, and that’s not ok.

No its not ideal having a patch of blood on your trousers but also why should it be a problem if you do? Its not your fault if Mother Nature calls early, or you’ve sat awkwardly and therefore a leak has occurred. Its not by choice, its just life and I’m so done with people being judgemental about it.

Let’s end this stigma.

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Car Insurance Renewal Myths Busted

I think we can all agree that there is nothing exciting or interesting about car insurance, right? Its a legal requirement, and considered by most to be a hassle or a chore, and what’s worse is that a number of people feel like they have no idea what they’re doing when it comes to it, which can really cause problems further down the line.

So while this might not be the most exciting topic to be blogging about, I thought I’d share some advice and information from my experience of working in the car insurance industry. I’m not sharing any industry secrets or naming/shaming any particular companies, I’m just hoping to clear up some of the myths or beliefs, and hopefully help a few people out! Here goes..

I’ve had another claim free year, why has my insurance gone up?

Its a common belief that every year you go without making a claim earns you a drop in your renewal price, and while this may often be the case, there are a number of factors that could mean you see an increase. This year especially, there have been a number of changes in industry factors that have been totally out of the companies control, namely the increase in Insurance Premium Tax (IPT) and changes in legislation on personal injury compensation, both of which have hit car insurance hard.

On top of this, insurance rates are calculated based on a whole tonne of information and statistics, so while you might have another year of driving with no accidents, things like your car being another year older, or if there’s been an increase in the number of accidents or claims in your postal region, are all things that are factored in during the underwriting process.

What about my no claims discount?

No claims discount (NCD) can of course reduce the cost of your insurance substantially, and within your first few years of earning NCD, you should be seeing a general reduction in your insurance quotes, but the further up the years you get, the discount percentage increases by smaller increments, until you eventually hit your insurance companies maximum, which in most cases is 9+ years. At this point, while you may feel like your insurance should be dropping every year – which is may do! – you’re already benefiting from the highest discount you can get, so you may find a bit of a plateau.

My insurance company will give me a discount if I tell them I’m going to cancel

Sure, a lot of insurance companies will be able to offer you a discount if you express unhappiness at your renewal price, but I urge you to think about the amount of discount they give. If they can knock £100 off the price the moment you question the price, why is it they can do that without second thought? You may find you’re only offered £10-15 off, and while this may seem a little stingy, what it actually suggests is that you were sent out a pretty accurate price in the first place, rather than an over-inflated price designed to make you feel like a winner when they half the cost.

I shouldn’t have to shop around to get the best price

One of the biggest reasons that people see their insurance prices go up and up and up is because they allow their insurance company to renew the policy time and time again without comparing the market. Most insurance companies do have a preferred customer, be that based on age or any other factors, and while you may think that you’re being a lovely loyal customer staying year after year, it is possible that you can get a much better deal elsewhere. This has actually become such an epidemic that the insurance regulator has mandated that insurance companies must now put a statement on their renewal quotes encouraging their customers to shop around, so don’t be insulted if you notice this!

On the back of this, insurance companies can vary massively in how they assess your details, so one company can quote you £300 while another quotes you £600 for exactly the same cover!

Do I really need to review my insurance every year?

YES. I urge you to check through all of your documents every year, as well as being sure to update your insurance company to any changes throughout the year. Even small changes, such as a different job, becoming a homeowner, going from living at home to living with a partner or getting married; these are all factored into the calculation of your insurance premium, and its so easy to forget about informing your insurance of these changes, but they can make a difference!

What should I do if I’m uncertain about anything on my policy?

If you ever have any questions about your car insurance, the first thing you should do is speak to YOUR insurance company. While friends and family may be keen to give you advice, if they’re insured with a different company, there could be a big difference in what their insurance covers to what yours does, so bear this in mind when seeking a second opinion.

I’m sorry to bombard you with quite a lot of information, but I really hope that I’ve been able to help a few people out with this post! If you have found this helpful, please let me know as I’d love to know if you’d be interested in seeing more posts like this!

This post is primarily based on facts, but any of opinions stated in this post are my own personal views and do not reflect the views or opinions of any insurance companies.
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